Long Term Care Insurance Overview

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Across
  1. 1. ____________ Impairment, is measured by clinical evidence and standardized tests.
  2. 2. The state that increases the SNF benefit in $10, increments and the policy limit.
  3. 4. The team that is responsible for ordering medical records.
  4. 7. period The amount of time during which payments for covered services are made under the LTCI.
  5. 8. An option for PH to pay premium dues and activate the policy after lapsing.
  6. 9. a request by PH who can no longer pays and or PH's benefit needs didn't apply.
  7. 10. Is responsible for gathering all information and forwarding the file to Underwriting.
  8. 13. ______ A policy status due to none premium payment or an error by John Hancock.
Down
  1. 1. It is composed of BP,DB,EP, Inflation Options.
  2. 3. PH requests to alter their policy after 6 months of issue/in force (ex. decrease DB,BP)
  3. 5. Care that is typically 24hrs per day by a medical professional
  4. 6. It is determined based on applicant's age,product and riders selected.
  5. 10. ____________ agents Who sell JH products, but can also sell competitor products.
  6. 11. The owner of the policy and needed to sent a letter of request should PH would like to have his aent changed.
  7. 12. It is also called an endorsement