Long Term Care Insurance (PHS)

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Across
  1. 3. It is determined based on applicant's age, product and riders selected.
  2. 4. ______ A policy status due to none premium payment or an error by John Hancock.
  3. 5. It is also called an endorsement
  4. 6. PH requests to alter their policy after 6 months of issue/in force (ex. decrease DB,BP)
  5. 8. The team that is responsible for ordering medical records.
  6. 9. The owner of the policy and needed to sent a letter of request should PH would like to have his agent changed.
  7. 12. The amount of time during which payments for covered services are made under the LTCI.
  8. 13. ____________ Impairment, is measured by clinical evidence and standardized tests.
  9. 14. Care that is typically 24hrs per day by a medical professional
Down
  1. 1. Is responsible for gathering all information and forwarding the file to Underwriting.
  2. 2. The state that increases the SNF benefit in $10, increments and the policy limit.
  3. 5. The process by which a PH has An option for PH to pay premium dues and activate the policy after lapsing.
  4. 7. a request by PH who can no longer pays and or PH's benefit needs didn't apply.
  5. 10. ____________ agents Who sell JH products, but can also sell competitor products.
  6. 11. It is composed of BP,DB,EP, Inflation Options.