LTC Insurance

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Across
  1. 2. covers acute care, like doctor´s visits and rehabilitative care.
  2. 4. added to a preexisting policy, offers a death benefit to your beneficiaries if you die without needing it. Typically doesn't increase over time.
  3. 6. you should have this insurance if you need but do not have help with basic activities like dressing, bathing, and ______.
  4. 8. combines traditional LTC insurance with permanent lifeinsurance or an annuity.
  5. 9. you should not have this insurance if you need to prioritize _____ elsewhere.
  6. 10. the generally less expensive, "use it or lose it" option fr LTC Insurance
  7. 11. affected by age, gender,health status, coverage amount,and policy rider.
Down
  1. 1. you might have LTC insurance if you experience mental deterioration called "_________ impairment" from a mental illness, brain disorder, or Alzheimers.
  2. 3. LTC insurance covers the cost of assisted living if you cannot care for yourself due to prolonged illness or __________.
  3. 5. a disease covered by LTC Insurance.
  4. 7. covers ongoing custodial care, like assistance with bathing dressing and eating on a daily basis.