Across
- 3. A policy benefit that states the company will forego the collection of
- 6. be calculated by days, weeks or months.
- 7. hygiene.
- 10. A policy provision in which a specified number of days, weeks or months of covered
- 13. control of bowel or bladder function, the ability to perform associated personal hygiene,
- 14. right to void a policy or deny a claim if omitted medical information or misstatements are made on
- 16. The ability to feed one self by getting food into the body from a receptacle (such as a
- 17. may include the power of attorney or a legal guardian.
- 18. A length of time which benefits will be payable. It will begin with the first day of eligibility
- 19. The ability to maintain control of bowel and bladder function or, when unable to
- 22. An assessment of the policyholder’s current cognitive and
- 28. covered services and end when covered care has not been received for a specified period of time. It
- 29. A facility which is licensed by the state, if required, and provides nursing care, planned
- 31. usually outside of the home in a group setting.
- 32. benefits are payable under the policy.
- 33. Domiciliary Care, Intermediate Care, Personal Care, Residential Health Care, Sheltered Care or
- 34. cup or table), by a feeding tube or intravenously.
- 35. payments if covered services are received for a specified length of time.
- 36. facility. The Plan of Care/treatment must be pre – approved through claims department before
- 37. A daily committee meeting sponsored by the Risk Management team to help decision-makers with their case questions.
- 38. of services specifically designed to allow the person to reside in a setting other than a
- 40. The ability to get to and from the toilet, get on and off the toilet, and perform necessary
Down
- 1. capacities by a Registered Nurse. These are ordered either by the claim Assistant or Decision-Maker when they determine one is needed to flesh out the facts of a claim.
- 2. insurance policy.
- 4. A residential living facility which provides individualized care and health
- 5. Professional care provided on a short – term basis for the purpose of temporarily relieving
- 6. Employee who works at the beginning of the claim process to gather proof of loss for a
- 8. A document signed by the Policyholder (PH) or an authorized
- 9. bed in a nursing home if the Policyholder must go to a hospital. This alleviates the need for
- 11. application. This period of time is generally limited to two years.
- 12. Amount of covered expenses (or number of days of care) the insured must incur
- 15. Care Facilities.
- 19. The period of time after the policy’s effective date that an insurance company has a
- 20. A policy rider purchased by the Policyholder which allows for a special
- 21. A weekly committee meeting of LTC leadership where changes to processes and procedures are discussed for adoption.
- 22. The policy will pay for specified number of days in a calendar year to keep an
- 23. A person’s inability to perform a number of those ADLs specified in a long – term
- 24. social and educational activities as well as assistance in activities of daily living, physical and restorative therapy and nutritional services and counseling. This care is provided during the day for
- 25. of which would be caring for a catheter or colostomy bag.
- 26. to residents who need assistance with Activities of Daily Living. This may also be call Custodial
- 27. A document which modifies the policy and becomes part of the policy. It changes the original
- 30. caregivers, such as family members or friends.
- 39. provisions.
