Macmillan units 13-14

2. more than is needed
4. cash machine, cashpoint
5. the fact of someone being paid to work for a company or organization
8. a situation in which there is not enough of something
11. when you take money out of a bank account
12. the units of money used in a particular country
14. the number or amount of a group or part of something when compared to the whole
15. a method of paying for goods or services at a later time, usually paying interest as well as the original money
18. the process of teaching or learning, especially in a school or college, or the knowledge that you get from this
19. to have an influence on something

1. the act of repaying someone or something
3. the amount of money that can be received for something
6. to exchange goods or services for other goods or services without using money
7. money, rather than investments or property, or assets that can be changed into money easily
9. money that you are given regularly, especially to pay for a particular thing
10. money that is earned from doing work or received from investments
13. to put something valuable, especially money, in a bank or safe
16. money in the form of coins or notes
17. an agreement that allows you to borrow money from a bank or similar organization, especially in order to buy a house