matthews recording income and expenditure

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Across
  1. 5. book that records all money in/out (8)
  2. 7. documents proving payments received (8)
  3. 8. put money aside for goals (4)
  4. 9. checking if income is more or less than spending (9)
  5. 11. help track income and spending (7)
  6. 13. planning future income and costs (9)
  7. 15. change habits if spending is too high (6)
  8. 16. more income than expenses (4)
Down
  1. 1. spot areas to cut costs (5)
  2. 2. statements of what you must pay (5)
  3. 3. physical money received or spent (4)
  4. 4. more expenses than income (4)
  5. 5. match cashbook to budget to check overspending (7)
  6. 6. reason for receiving or paying money (7)
  7. 10. record of cheque payments with number (7)
  8. 12. when a transaction occurred (4)
  9. 14. money moving through bank account (4)