Across
- 4. A bank account designed for frequent transactions and payments
- 5. A budgeting method dividing income into needs wants and savings
- 7. Money earned from work or other sources
- 8. Investing in different assets to reduce overall risk
- 9. Interest calculated on both the initial principal and accumulated interest
- 13. Money set aside for future goals or emergencies
- 17. A bank account that earns interest and encourages longterm saving
- 18. Money withheld from a paycheck for taxes, insurance, and other costs
- 20. A goal that is Specific Measurable Achievable Relevant and Timebound
- 22. The ability to borrow money with a promise to pay it back later
- 24. The cost of borrowing money or the reward for saving it
- 26. Money taken out of a bank account
- 29. A number representing your reliability in repaying borrowed money
- 31. When you spend more money than is available in your checking account
Down
- 1. Expenses essential for basic living such as food housing and transportation
- 2. A secret code required to access bank accounts or complete transactions
- 3. The percentage increase in the average price of goods over a period
- 6. The value of what you give up when you make one financial choice over another
- 10. The general rise in prices that reduces purchasing power over time
- 11. A document showing gross pay deductions and net pay
- 12. Intentional deception to secure unfair or unlawful financial gain
- 14. Using money to earn more money over time through assets or funds
- 15. The amount of money you take home after deductions
- 16. Nonessential items or experiences that add comfort or enjoyment
- 18. Money added to a bank account
- 19. Machine used to withdraw or deposit cash using a card
- 21. The illegal use of someone's personal information for financial gain
- 23. A payment card that allows you to borrow up to a set limit
- 25. A plan that helps you track income and expenses to reach financial goals
- 27. The value of money measured by how much it can buy
- 28. Any cost or payment that decreases your available funds
- 30. Total earnings before any deductions are taken out
- 32. A payment card that withdraws money directly from a checking account
