Money and Consuming

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Across
  1. 5. account where you deposit your money with an institute
  2. 6. to get money from a person or institute
  3. 11. card with a monthly invoice
  4. 12. if you get more salary at the end of a year
  5. 14. plan to control your income and expenses
  6. 15. a document you receive when you order from a shop
  7. 16. if you get money for your work
Down
  1. 1. money that you receive to spend it freely
  2. 2. money that you spend for groceries, clothing, etc.
  3. 3. if you haven't paid everything you should pay
  4. 4. money you get regularly, e.g. for your work
  5. 7. costs which may change every month
  6. 8. to buy different things with your earned money
  7. 9. costs of which you know the exact amount
  8. 10. if you give some money to a friend and get it back
  9. 13. money that you accumulate for personal wishes
  10. 14. when a colleague gives you money to give it back