Money matters terminology

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Across
  1. 4. Valuable items
  2. 6. The most important city or town in a country or region
  3. 7. A supply of money, materials or objects that can be owned by a person
  4. 9. Something that you would like to have but isn't essential
  5. 10. Something that is essential or very important to own
Down
  1. 1. Physical work a person has to do
  2. 2. An area on the Earths surface that is not covered by water
  3. 3. cost The loss of something a person could have gained because they chose another alternative.
  4. 5. Being short of supplies
  5. 8. The action of helping or doing something for someone