Monica's Insurance

3. prudent or expedient conduct or action.
5. a condition or proviso added to something already said or decreed.
8. a person or group in whose name an insurance policy is held.
10. the state of something, especially with regard to its appearance, quality, or working order.
11. having inadequate insurance coverage.
13. state or assert that something is the case,
15. an official agreement intended to resolve a dispute or conflict.
16. provides protection against most risks to property.
19. a method of valuing insured property.
21. a form of insurance protection that covers policyholders for losses that they incur as a result of fraudulent acts by specified individuals.
22. The largest total amount the insurance company will pay for covered losses.

1. a specified amount of money that the insured must pay before an insurance company will pay a claim.
2. an act of assessing something or someone.
4. a situation involving exposure to danger.
5. A form of property insurance that provides coverage for a policy holder's belongings and liability within a rental property.
6. the actual cost to replace an item or structure at its pre-loss condition.
7. insurance covering the insured against losses arising from injury or damage to another person or property.
9. not covered by insurance.
10. an insurance agent who assesses the amount of compensation that should be paid after a person has made a claim on their insurance policy.
12. an instance of one moving object or person striking violently against another.
14. an amount to be paid for an insurance policy.
17. an approximate calculation or judgment of the value, number, quantity, or extent of something.
18. a formal or explicit statement or announcement.
20. relating to understanding.