Monica's Insurance

4. a person or group in whose name an insurance policy is held.
6. a condition or proviso added to something already said or decreed.
9. a method of valuing insured property.
12. a situation involving exposure to danger.
13. an act of assessing something or someone.
14. having inadequate insurance coverage.
16. insurance covering the insured against losses arising from injury or damage to another person or property.
19. an official agreement intended to resolve a dispute or conflict.
20. relating to understanding.
21. a specified amount of money that the insured must pay before an insurance company will pay a claim.
23. an instance of one moving object or person striking violently against another.
24. an insurance agent who assesses the amount of compensation that should be paid after a person has made a claim on their insurance policy.

1. an amount to be paid for an insurance policy.
2. provides protection against most risks to property.
3. a formal or explicit statement or announcement.
5. the actual cost to replace an item or structure at its pre-loss condition.
7. an approximate calculation or judgment of the value, number, quantity, or extent of something.
8. prudent or expedient conduct or action.
10. The largest total amount the insurance company will pay for covered losses.
11. not covered by insurance.
15. a form of insurance protection that covers policyholders for losses that they incur as a result of fraudulent acts by specified individuals.
17. A form of property insurance that provides coverage for a policy holder's belongings and liability within a rental property.
18. state or assert that something is the case,
22. the state of something, especially with regard to its appearance, quality, or working order.