Across
- 3. coverings against the cold
- 6. fix things
- 7. monthly payment for a house
- 8. an object given to someone as a present
- 9. fees for using roads and bridges
- 10. small creatures that give comfort
- 12. the occupants and upkeep of a home
Down
- 1. electric, gas, water
- 2. doctor visits or pharmacy needs
- 4. nutrition
- 5. money put aside so it is not spent
- 6. money paid for a space to live
- 9. money paid to the government for services
- 11. cell phone or wifi