National Real Estate

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Across
  1. 3. Personal property that is movable, as opposed to real property, which is immovable.
  2. 5. An illegal practice in which a real estate agent or developer induces homeowners to sell their properties by suggesting that changes in neighborhood demographics will decrease property values.
  3. 6. The legal process by which a lender takes possession of a property due to the borrower's default on the mortgage.
  4. 7. The legal process of dividing a property among co-owners so that each owns a portion in severalty.
  5. 9. A law or regulation enacted by a municipal government that affects the use of land within its jurisdiction.
  6. 12. A right, privilege, or improvement that belongs to and passes with the land, but is not necessarily a part of the land (e.g., an easement, water rights)
  7. 13. The legal authority of a court or other governmental body to govern or legislate over a specific geographic area or subject matter.
  8. 15. The lender in a mortgage transaction.
  9. 16. The common law right of a widow to a portion of her deceased husband's estate
  10. 17. A legal promise to fulfill the obligation of another person if that person defaults.
  11. 19. A legal principle that prevents someone from asserting something contrary to what is implied by their previous actions or statements.
Down
  1. 1. A financial indicator used to adjust the interest rate of an adjustable-rate mortgage (ARM).
  2. 2. Any property, whether real or personal, that can be inherited.
  3. 4. An unauthorized intrusion onto another person's property, such as a fence or building that extends beyond the property line.
  4. 8. The illegal practice of refusing to offer credit or insurance in certain neighborhoods based on their racial or ethnic composition.
  5. 10. The legal process by which the government exercises its power of eminent domain to acquire private property for public use.
  6. 11. A formal declaration before a notary public or other authorized official that a signature is genuine and voluntary.
  7. 14. The use of borrowed funds to finance the purchase of real estate, with the expectation that the property will generate enough income or appreciate in value to cover the debt.
  8. 18. The return on an investment, typically expressed as a percentage of the amount invested.