NI1-2 text 13 v2.

1234567891011121314151617181920
Across
  1. 1. the importance or worth of something for someone
  2. 5. careful when using money or food, or (of a meal) cheap or small in amount
  3. 6. a part of an activity or a period of development
  4. 11. the action of using more money than you should
  5. 14. to receive money as payment for work that you do
  6. 15. a person who gives counsel
  7. 16. spending too much money, or using too much of something
  8. 18. to include someone in something, or to make them take part in or feel part of it
  9. 19. in a way that is suitable or right for the situation
  10. 20. to give permission for someone to do something, or to not prevent something from happening
Down
  1. 2. money that you spend when you are doing your job, that your employer will pay back to you
  2. 3. (used to add information) also and more importantly
  3. 4. involving a lot of different parts, in a way that is difficult to understand
  4. 7. to give something as a share of a total amount
  5. 8. money that is earned from doing work or received from investments
  6. 9. the control and organization of something
  7. 10. relating to money or how money is managed
  8. 12. not attractive or interesting
  9. 13. something that is very important and must be dealt with before other things
  10. 17. a useful piece of information