Paying for Higher Ed

3. Oregon's aid form for students who can't or shouldn't file the federal one
6. Free federal form that opens the door to grants, work-study, and federal loans
8. Cost of ___: the full yearly price of school, not just the classes
10. The main federal grant for undergrads with financial need
12. Student Aid ___: the FAFSA number that points at need, not a bill
13. One Oregon application, hundreds of scholarships
15. Oregon ___ Grant: help with community college tuition for recent grads
17. Money for school you never repay, for merit, talent, need, or who you are
19. ___ price: the number on the website before any aid
20. Financial aid ___: the letter listing what a school will give you

1. Free money, usually based on need, that you never pay back
2. A part-time job program that helps pay for school
4. A fake scholarship that wants your money or your Social Security number
5. Financial ___: any money that helps pay for school, free or borrowed
6. A ___ student loan comes from the U.S. government with a fixed rate
7. ___ note: the legal promise to repay you sign before the money moves
9. Financial ___: the gap between what school costs and what your family can pay
11. The price of the classes themselves, not housing or food
14. Parent ___ loan: your parent's debt, not yours, and not free money
15. A ___ student loan comes from a bank and has fewer protections
16. A ___ loan: the government covers the interest while you're in school
18. ___ price: what you actually pay after grants and scholarships