Penny-pinching Tightwad?

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Across
  1. 1. Careful with money.
  2. 5. All of these words except one are __________.
  3. 9. Overly thrifty or miserly; opposite of simonious.
  4. 10. Noun form of penurious.
  5. 11. Overly careful with how money is spent.
  6. 12. Someone with frugality is not ______.
Down
  1. 2. Another word for avarice.
  2. 3. Referring to great poverty or destitution.
  3. 4. To care only about money.
  4. 6. Frugal; handling money with care.
  5. 7. Living very simply.
  6. 8. Avarice is a ____.
  7. 11. Someone who is careful about spending money is a _____.