personal budget

2. individual's belongings which have value
4. individual who enjoys spending money on himself/herself or others
5. individuals belongings which have value
7. goals set to be achieved in less than a year of time
8. categories in which people can be put based off of their spending and saving habits
10. process of creating a plan to spend and save money
11. individual who does not consider money as a necessity and does not have much of an opinion on money
12. expenses which help an individual to live more comfortably
13. individual who enjoys investing money into high-risk ventures
14. individual who likes to save money rather than spend money

1. goal to be achieved in about 5-10 years
3. itemized summary of the expected income and expenses for a defined period of time
6. expenditures which are essential for an individual to be live and function
9. individual who plans for the future and is prepared for any type of financial situations