personal finace

1. addition of coverage to a standard insurance policy
3. Failure to take ordinary or reasonable care in a situation
6. Legal responsibility for the financial cost of another person's losses or injuries
8. low-income familes can be provided even more care than medicare
9. protection against possible financial loss
11. the insurance company's right to recover the amount it pays for the loss from the person responsible for the loss
13. The cause of a possible loss
14. A factor that increases the likelihood of loss thru some peril

2. A document attached to a policy to modify its coverage
4. a type of cost-sharing where the insured pays a flat dollar amount each time a covered medical service is received after the deductible has been met
5. A written contract for insurance
7. people who are designated to receive something from the insured
9. An insurance company
10. a contract that provides a regular income for as long as the person lives
12. HIPAA legislates new federal standards for health insurance portability, nondiscrimination in health insurance, and guaranteed renewability.