Personal Finance

5. expenses that change in price and frequency each month
7. the amount an employee earns once taxes and other items are deducted from their gross pay
9. a number representing a person's creditworthiness, based on past credit and payment history
11. the fraudulent use of another person's information for financial gain
12. the total amount of money an individual has earned before taxes are taken out

1. payment received for goods or services, including employment
2. expenses that are the same each month
3. a plan for future spending and saving, weighing estimated income against estimated expenses
4. the money an individual spends regularly
6. a card that allows you to make purchases using money from their checking account
8. card issued by a bank or business for purchases using funds to be paid back later
10. total amount of money transferred (flowing) in and out of an individual's budget