Personal Finance

1. Payment: A regular payment that comes out of your account on a set schedule, like rent or phone bills.
5. Card: A card that lets you borrow money up to a limit to make purchases, which you must repay later.
7. Fund: Money saved to cover unexpected costs, like car repairs or medical bills.
8. Borrowed money that you agree to pay back later, often with interest.
9. Things that are nice to have but not essential, like eating out or video games.
12. Money set aside to use later, usually for goals or emergencies.
14. A place where you can safely keep money, get loans, and use financial services.
16. A record that shows what you bought and how much you paid.
18. Money borrowed that must be paid back, usually with interest.
19. Income: The total amount of money you earn before taxes and deductions.
22. The cost of borrowing money, or the money you earn from savings.
24. A written order telling the bank to pay a specific amount of money to someone.
25. Money you owe to another person or company.

2. Any time money moves in or out of your account, like a payment or deposit.
3. The money you receive, such as from a job, benefits, or gifts.
4. Income: The amount of money you take home after taxes and deductions.
6. Using money to buy something (like stocks or real estate) in hopes it will grow in value over time.
10. The money you get paid for working.
11. The amount of money currently in your account.
13. A plan for how you will spend and save your money.
15. Money you put into a bank account.
17. Money you pay to the government to help fund public services like schools and roads.
19. Something you want to achieve in the future, such as saving for a trip or paying off debt.
20. Money you take out of a bank account.
21. Things you must have to live, like food, housing, and clothing.
23. The money you spend on things like food, rent, or transportation.
25. Card: A card that lets you spend money directly from your bank account.