Personal Finance

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Across
  1. 4. The cost of living in a dorm, apartment, or house.
  2. 5. The extra cost charged for borrowing money, expressed as a percentage.
  3. 8. The money you take home after taxes and deductions are removed.
  4. 9. Free money for school awarded for merit or specific skills.
  5. 11. Replacing an existing loan with a new one that has better terms or rates.
  6. 14. Money given to you regularly, often by parents, for living expenses.
  7. 16. Failing to repay a loan according to the agreed-upon terms.
  8. 17. Anything you spend money on.
  9. 20. A bank account used for everyday spending and paying bills.
  10. 21. Temporarily delaying loan payments if you face financial hardship.
  11. 22. The cost of taking classes at a college or university.
  12. 26. An arrangement to buy now and pay for it later.
  13. 28. Putting money into assets with the goal of making it grow over time.
  14. 29. A person who promises to pay off your loan if you fail to do so.
  15. 30. Temporarily pausing your loan payments during specific situations.
  16. 31. A plan for tracking how much money you earn and spend.
  17. 34. Required books for classes that you must buy or rent.
Down
  1. 1. Wiping away remaining loan debt so you no longer have to pay it.
  2. 2. A loan where the government pays your interest while you are in school.
  3. 3. The original amount of money borrowed or invested, before interest.
  4. 6. Money set aside for future use rather than spent right away.
  5. 7. Borrowed money that you must pay back, usually with added interest.
  6. 10. The gradual increase in prices over time, which reduces purchasing power.
  7. 12. Money set aside specifically to cover unexpected, urgent costs.
  8. 13. The official U.S. form used to apply for college financial aid.
  9. 15. A fee charged when you spend more money than you have in your account.
  10. 18. A fixed regular payment given to cover basic living expenses or training.
  11. 19. The total amount of money currently in your account or owed on a debt.
  12. 23. A loan where interest starts building up as soon as you take it out.
  13. 24. The total money you earn from work, gifts, or financial aid.
  14. 25. Free money for school based on financial need that you don't pay back.
  15. 27. Mandatory payments made to the government from your earnings.
  16. 30. Money that you owe to someone else.
  17. 32. Money taken directly out of your bank account when you make a purchase.
  18. 33. Your total earnings before any taxes or deductions are taken out.