Personal Finance

3. An expense that costs the same amount every time you pay
5. Your income after payroll deductions
7. The promotion of a particular product or company by means of advertising and distinctive design
8. The total amount of income from wages before payroll deductions
10. Medical insurance for elderly and some disabled Americans (tax deduction)
12. Money we owe
14. A type of loan usually needed when borrowing large amounts of money
15. A type of loan given to borrowers based on their financial resources or ability to repay the loan
18. An amount of money, or something of value, that is loaned on trust and with the expectation that it will be repaid at a later date
19. A common marketing tactic that places products in calculated areas to incur impulse purchases
21. The attempt to associate a product with distinctive wording, design, or image in order to set itself apart from other products
23. A level of money management where your finances now generate your income

1. A basic understanding of money management
2. An expense that fluctuates in amount
4. A small income and other services to elderly, disabled Americans, and orphaned minors (tax deduction)
6. A record of your personal financial transactions
9. Giving up something when you choose one option over the other
11. A financial institution owned by its "members" who, most often, have to meet certain qualifications in order to be a member
13. A level of money management hoping to get to the end of the month; "paycheck to paycheck" stage
16. An asset that is movable
17. A retirement account
20. All the financial decisions an individual or family must make in order to earn, budget, save and spend money over time
22. Anything we own