Across
- 3. A plastic card used to purchase goods or services. You receive a monthly bill, and you will pay interest on any balance you carry.
- 6. The amount charged by a financial institution for the services they provide in managing the account.
- 7. payments, high credit card balances, or owing a lot of money= low credit score.
- 9. The amount a person can expect to make in their lifetime in a specific career.
- 10. Amount paid based on a certain time period. You can earn a certain amount per hour, per day, or per week.
- 13. Money awarded to students based on financial need that does not need to be repaid.
- 16. Lenders use this number, which is calculated using all the information in your credit report, to decide whether to give you a loan or a credit card and determine the interest rate you have to pay for a loan or credit card.
- 19. Money borrowed from a financial institution .
- 21. Someone who wants to take out a loan.
- 22. Information such as Social Security number, current address, and bank accounts.
- 24. If you use your Bank of America card at a Chase Bank ATM.
- 26. Money taken out of the checking account, or subtracted from the balance on the check register.
- 27. A bank account you take money out of by writing checks or using a debit card.
- 28. Training program for a specific career or trade (also called technical school).
- 30. Money added to the checking account, or added to the balance on the check register.
- 32. Part time employment available to eligible students that provides money to help them finance the costs of college education.
Down
- 1. A bank/institution that gives out loans.
- 2. Any withdrawal, deposit, or transfer made with your account.
- 4. A plastic card used to purchase goods or services. The money is deducted immediately from your account.
- 5. Helps you keep track of deposits, withdrawals, and transfers to and from your checking account.
- 8. The amount you still OWE on a bill, loan, or credit card.
- 11. Information such as job history and income.
- 12. Compiled by agencies to help lenders decide whether or not to loan money to consumers. Includes a person's credit history as well as personal information like their Social Security number and address, employment background, and income.
- 13. credit history = higher score.
- 14. Additional money a bank may charge for getting cash or making deposits at their ATM if you do not belong to their bank.
- 15. A fixed payment, usually paid on a schedule, that does not vary depending on how little or how much you work.
- 17. Information including credit card payments and outstanding balances.
- 18. A unique user code used to access accounts and make transactions.
- 20. The amount a job pays in a year.
- 23. A fee charged by a financial institution when you take out more money than is in your account.
- 25. The amount of money that is actually in your checking account.
- 29. Anything that is purchased with the hope that it will be more valuable or worth more money at a future date.
- 31. A specific amount of money to help pay for education that is awarded to students based on achievement that does not need to be repaid.