Across
- 2. A list of personal belongings with purchase dates and cost information
- 4. Supplementary personal liability coverage
- 9. A provision under which the insured pays a flat dollar amount each time a covered medical service is received after the deductible has been met
- 10. State legislation that requires drivers to prove their abilty to cover the cost of damage or injury caused by an automobile accident
- 12. A person designated to recieve something, such as life insurance
- 14. Legal responsibility for the financial cost of another person's injuries
- 16. A risk in which there is only a chance for loss
- 18. A program of medical assistance to low-income individuals and families
- 21. A written contract for insurance
- 22. Provides benefits for doctors' fees for nonsurgical care
- 23. Pays for the cost of Day in and day out care for long-term illnesses
- 24. The set amount a policyholder must pay per loss
- 27. A provision under which both the insured and the insurer share the covered losses
- 29. A person covered by an insurance policy
- 30. Pays sttipulated daily, weekly, or monthly cash bebefits during hospital confinment
- 36. Protection against possible financial loss
- 37. The amount recieved after giving up a life insurance policy
- 38. A factor that increase the chance of loss through peril
- 39. A policy that requires a homeowner to pay for part of the losses if the property is not insured
- 45. Life insurance protection for a specified period of time
- 49. An independent membership corporation that provides protection against the cost of hospital care
- 52. A contract that provides a regular income
- 53. Pays part or all of hospital bills for room, board, and other charges
- 54. A group of doctors and hospitals that agree to provide health care at rates approved by the insurer
- 56. A risk in which there is a chance of either loss or gain
- 57. Failure to take reasonalbe care in a situation
Down
- 1. Pays part or all of the surgeons fees for an operation
- 2. Coverage for a place of residence and its associated financial risks
- 3. An insurance plan in which the policyholder pays a specified premium each year for as long as he or she lives
- 5. A federal health insurance program for the people 65 or older
- 6. A network of selected contracted participating providers
- 7. A risk-sharing firm that assumes financial responsibility for losses
- 8. Additional coverage for standard insurance policy
- 11. A claim settlement method in which the insured recieves the full cost of a damaged or lost item
- 13. Automobile insurance that covers financial loss from damamge by risk
- 15. The process of establishing a monetary fund to cover the cost of a loss
- 17. Used to determine automobile insurance rates
- 19. A person who owns an insurance policy
- 20. Automobile insurance that pays for the damage of a car
- 25. A network that renders medical care from affiliated health care providers
- 26. Provides payments to replace income when an insured person is unable to work
- 28. A health insurance plan that provides a wide range of health care
- 31. An independent membership corporation that provides protection against the cost of surgical and medical care
- 32. Chance or uncertainty of loss
- 33. What the policyholder is charged for an insurance policy
- 34. Prepaid health plans that provide comprehensive health care to members
- 35. A benefit under which the company pays twice the face value of the policy if the insured's death results from an accident
- 37. A method of integrating the benefits payable under more than one health insurance plan
- 40. A whole life policy that combines term insurance and investment elements
- 41. The place of residence used to determine a person's automobile insurance premium
- 42. Supplements Medicare by filling the gap betwwen Medicare payments and medical costs not covered by Medicare
- 43. An insurance company
- 44. A provision stating that if the insured dies by suicide during the first two years the policy is in force, the death benefit will equal the amountof the premium paid
- 46. A situation in which a person is held responsible for intentional or unintentional actions
- 47. A situation in which a person is held legally responsible for the actions of another person
- 48. An automobile insurance program in which drivers involved in accidents collect medical expenses
- 50. A provision under which an insured pays a certain amount, after which the insurance company pays 100% of the remaining covered expenses
- 51. The process that insurance companies use to determine the premiums that will be charged and whom they will insure
- 54. The cause of a possible loss
- 55. A document attached to a policy that modifies its coverage