Across
- 4. The act of using money to purchase assets like stocks, bonds, or real estate with the goal of generating future profit.
- 6. Costs incurred by an individual or business, such as rent, groceries, or utilities, that reduce the amount of available income.
- 7. Money set aside for future use, often kept in a savings account or other low-risk financial instruments.
- 9. Money received from work, investments, or other sources, which is used to cover expenses or save for future goals.
- 11. A plan that outlines expected income and expenses over a period, helping manage money by tracking how much is earned, saved, and spent.
- 13. A type of investment where an investor lends money to a company or government in exchange for periodic interest payments and the return of the principal amount at the bond's maturity.
- 14. The ease with which an asset, like cash or stocks, can be quickly converted to cash without losing value.
- 15. Worth The total value of an individual's or business's assets minus its liabilities. It represents financial health.
Down
- 1. The cost of borrowing money, or the reward for saving money, usually expressed as a percentage of the amount borrowed or saved.
- 2. The general increase in prices of goods and services over time, which decreases the purchasing power of money.
- 3. A strategy of spreading investments across different types of assets (e.g., stocks, bonds, real estate) to reduce risk.
- 5. The ability to borrow money or access goods or services with the understanding that payment will be made in the future.
- 8. Money borrowed that must be repaid, often with interest, such as student loans, credit card balances, or mortgages.
- 10. Shares of ownership in a company that investors can buy. Stockholders have the potential to earn dividends and benefit from the company’s growth.
- 12. The potential for losing money on an investment or financial decision. Higher risk often comes with the potential for higher returns.