Across
- 4. expenses that occur regularly and are regularly paid
- 6. electronic transfer of payments directly from the payer's account to the account of the person being paid
- 11. the difference between the budgeted amount and the actual amount of money that you spend
- 13. requires you to deposit a specified amount of money in an account for a set period of time.
- 16. your gross pay minus deductions
- 17. allows consumers to deposit and withdraw money at any time and earn interest on their funds
- 20. the actual amount of money you earn or receive during a given period
- 23. a record of an account holder's signature used to verify identity.
- 26. when the money you save for set amount of time (typically 3 months, 1 year or 5 years) becomes available to you again.
- 28. what you give up when you make one choice instead of another
- 29. interest earned on both the principal and any interest earned on the principal
- 30. extra money that can be spent or saved, depending on a person's goals and values
- 31. a line of credit for overdrawn checks
- 32. the risk that the rate of inflation will increase more than the rate of interest on savings
Down
- 1. an account that earns interest on the balance for the depositor
- 2. when more money is being spent than is earned or received
- 3. a plan for using your income in a way that best meets your wants and needs
- 5. a bank card that immediately takes money from a checking account when it is used
- 7. when the account owner has written checks for more money than the balance in the account.
- 8. method of planning to get the most from one's money
- 9. an amount of money used to buy or do something
- 10. the percentage of increase in the value of your savings from earned interest
- 12. expenses that change and can be controlled more easily than fixed expenses
- 14. a type of mutual fund, or pool of money, that's put into a variety of short-term debt by a business or government
- 15. means the ability to quickly turn an investment into cash.
- 18. an order for a bank not to cash a particular check
- 19. amounts that are taken out of your pay before you receive your paycheck
- 21. a written order directing a bank or other financial institution to pay money to a person or company.
- 22. the total amount of money you earn for a specific time
- 24. spending, saving, and investing your money so you can enjoy the kind of life you want, along with financial security
- 25. the money you save for future use
- 27. the things you want to accomplish