Across
- 3. Automobile insurance that pays for damage to the insured’s car when it is involved in an accident.
- 7. Pays stipulated daily, weekly, or monthly cash benefits during hospital confinement.
- 9. Pays for the cost of day-in, day-out care for long-term illness or disability.
- 12. A method of evaluating the cost of life insurance by taking into account the time value of money.
- 16. Automobile insurance coverage that protects a person against financial loss when that person damages the property of others.
- 20. A provision that allows the insured not to forfeit all accrued benefits.
- 21. Prepaid health plans that provide comprehensive health care to members.
- 23. A group of doctors and hospitals that agree to provide health care at rates approved by the insurer.
- 27. Provides benefits for doctors’ fees for nonsurgical care, x-rays, and lab tests.
- 29. An addition of coverage to a standard insurance policy
- 31. what color are bananas?
- 32. A federal health insurance program for people 65 or older, people of any age with permanent kidney failure, and people with certain disabilities. The program is administered by the Centers for Medicare and Medicaid Services.
- 37. An independent membership corporation that provides protection against the cost of hospital care.
- 39. what color is an apple
- 40. A health insurance plan that provides a wide range of health care services for a fixed, prepaid monthly premium.
- 42. Supplementary personal liability coverage
- 43. A provision under which both the insured and the insurer share the covered losses.
- 44. Coverage for the risk of financial loss due to legal expenses, medical costs, lost wages, and other expenses associated with injuries caused by an automobile accident for which the insured was responsible.
- 47. Automobile insurance that covers medical expenses for people injured in one’s car or as a pedestrian.
- 49. Protection against financial loss
- 51. A network of selected contracted, participating providers
- 52. A policy provision that requires a homeowner to pay for part of the losses if the property is not insured for the specified percentage of the replacement value.
- 53. Supplements Medicare by filling the gap between Medicare payments and medical costs not covered by Medicare.
- 54. A claim settlement method in which the insured receives payment based on the current replacement cost of a damaged or lost item, less depreciation.
- 55. Pays part or all of the surgeon’s fees for an operation.
- 56. The amount received after giving up a life insurance policy.
- 57. A person designated to receive something, such as life insurance proceeds, from the insured.
- 58. A situation in which a person is held legally responsible for the actions of another person
- 59. A provision stating that the insurer cannot dispute the validity of a policy after a specified period.
- 60. Legal responsibility for the financial cost of another person’s losses or injuries.
- 61. Provides payments to replace income when an insured person is unable to work.
Down
- 1. Combination of hospital expense insurance, surgical expense insurance, and physician expense insurance.
- 2. A provision under which an insured pays a certain amount, after which the insurance company pays 100 percent of the remaining covered expenses.
- 4. A situation in which a person is held responsible for intentional or unintentional actions
- 5. A provision under which the insured pays a flat dollar amount each time a covered medical service is received after the deductible has been met.
- 6. A method of integrating the benefits payable under more than one health insurance plan.
- 8. Pays part or all of hospital bills for room, board, and other charges.
- 10. Automobile insurance coverage for the cost of injuries to a person and members of his or her family caused by a driver with inadequate insurance or by a hit-and-run driver.
- 11. State legislation that requires drivers to prove their ability to cover the cost of damage or injury caused by an automobile accident.
- 13. A network that renders medical care from affiliated health care providers.
- 14. Amount of money a policyholder is charged
- 15. The place of residence used to determine a person’s automobile insurance premium.
- 17. Cause of possible loss
- 18. Written contract for insurance
- 19. A contract that provides a regular income, typically for as long as the person lives.
- 22. A program of medical assistance to low-income individuals and families.
- 24. Uncertainty
- 25. A risk-sharing firm
- 26. Coverage for a place of residence
- 28. An independent membership corporation that provides protection against the cost of surgical and medical care.
- 30. Automobile insurance that covers financial loss from damage to a vehicle caused by a risk other than a collision, such as fire, theft, glass breakage, hail, or vandalism.
- 33. A list or other documentation of personal belongings
- 34. what color is grass
- 35. Insurable Risk
- 36. Amount of money a policyholder is charged
- 38. An automobile insurance program in which drivers involved in accidents collect medical expenses, lost wages, and related injury costs from their own insurance companies.
- 41. set amount a policyholder must pay per loss on an insurance policy
- 45. what color is the sky
- 46. A claim settlement method in which the insured receives the full cost of repairing or replacing a damaged or lost item.
- 48. Someone who owns an insurance policy
- 50. Failure to take ordinary or reasonable care