Personal Finance: Credit

123456789101112131415161718192021222324
Across
  1. 3. the purchases you make with your credit card
  2. 4. the period of time after a payment is missed where no late fees are added.
  3. 9. a credit card offer that benefits certain purchases
  4. 10. the money you are required to pay back
  5. 12. another one of the major credit bureaus
  6. 14. the greatest amount that can be spent on credit
  7. 15. the last credit major credit bureau
  8. 17. the information that helps determine your credit score
  9. 19. a card issued by the credit loaner that allows the user to use at the ready
  10. 20. fee's paid when you make a late payment
  11. 22. the personal score that helps banks determine your credit worthiness
  12. 24. fee's that are paid for taking out a credit card annually
Down
  1. 1. a physical guarantee that the credior may pursue if credit is not repaid
  2. 2. the amount of money borrowed
  3. 5. initial payment placed on a loan
  4. 6. your past regarding accounts, balances and payment details
  5. 7. a subsidy of money loaned to an indivdual
  6. 8. the bank or organization that borrows lenders their credit.
  7. 11. the cost of credit defined as a percentage of an annual basis
  8. 13. money that is negotiated to be borrowed then payed back
  9. 16. the percentage rate applied to the money still owed
  10. 18. one of the three major credit bureaus
  11. 21. the time frame where you repay borrowed money
  12. 23. an irrespobsible use of credit causes