Personal Finance Crossword

12345678910111213141516171819
Across
  1. 2. Working for different companies at different times rather than being permanently employed by one company.
  2. 5. plan A health policy that you can purchase for just yourself or for your family (usually if you do not get health insurance through your job).
  3. 7. The amount of money you pay for an insurance policy (usually each month or the year).
  4. 8. A savings account with tax advantages that individuals can open to save and invest in the long term.
  5. 11. Activities associated with banking, leverage or debt, credit, capital markets, funds, and investments.
  6. 12. The total amount of pay a person receives in their paycheck before any deductions or taxes are taken out.
  7. 13. A popular type of IRA, especially for (younger) people who expect to be earning more money by the end of their career.
  8. 15. A company-sponsored retirement account that employees can contribute income, while employers may match contributions.
  9. 16. Money owed by one party to another (e.g. you owe money to a bank when you cannot pay the entire amount for a car).
  10. 17. is the ability to borrow money with the understanding that you'll pay later.
  11. 18. a three-digit number (from 300-850) designed to represent the likelihood you will pay your bills on time.
Down
  1. 1. Working for oneself as a freelancer or the owner of a business rather than for an employer.
  2. 3. A health plan offered by an employer or employee organization that provides health coverage to employees and their families.
  3. 4. offered by banks and credit unions; provides a “higher” interest rate premium than a regular savings account in exchange for the customer agreeing to leave a lump-sum deposit untouched for a predetermined period of time.
  4. 6. Your expenses for medical care that aren't reimbursed by insurance (includes copays and deductibles).
  5. 9. A significant decline in the economic activity spread across the economy, lasting more than a few months.
  6. 10. A person who organizes and operates a business or businesses, taking on greater than normal financial risks in order to do so.
  7. 14. a spending plan based on income and expenses. In other words, it’s an estimate of how much money you’ll make and spend over a certain period of time, such as a month or year.
  8. 19. The amount you pay for covered health care services before your insurance plan starts to pay.