Personal Finance Learning aim A

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Across
  1. 6. A type of unsecured borrowing for a fixed amount, repaid over a set period of time (8, 4)
  2. 10. An insurance policy that pays out a sum of money on the death of the insured person (4, 9)
  3. 11. Money that is owed or due to be paid (4)
  4. 12. The state of being able to pay one's debts (7)
  5. 13. Money received, especially on a regular basis, from work or investments (6)
  6. 17. A transaction method using a card or phone that doesn't require a PIN or signature (11, 7)
  7. 19. A plastic card that allows the holder to purchase goods and services on credit (6, 4)
  8. 20. An instruction to a bank to pay a fixed amount of money to an individual or organisation on a regular basis (8, 5)
  9. 22. A loan used to buy a house or flat (8)
  10. 24. A type of motor insurance that covers damage to your own car as well as damage to other vehicles (5, 13)
Down
  1. 1. A short-term loan, often with very high interest, intended to be repaid when the borrower gets their next salary (6, 4)
  2. 2. A numerical rating that assesses a person's creditworthiness (6, 5)
  3. 3. A system where a buyer pays for something in regular instalments while renting it, with the option to buy it at the end (4, 8)
  4. 4. A bank account that offers extra benefits for a monthly fee (8, 7)
  5. 5. An amount of money not spent (7)
  6. 7. Managing your finances using an app on a smartphone (6, 8)
  7. 8. A type of bank account with no overdraft or fees, designed for those with a poor credit history (5, 7)
  8. 9. A deficit in a bank account caused by withdrawing more money than is in the account (9)
  9. 11. An instruction to a bank to pay a variable amount of money to an organisation on a specified date (6, 5)
  10. 14. Physical money in the form of notes and coins (4)
  11. 15. The cost of borrowing money or the reward for saving it (12)
  12. 16. The initial amount of a claim that a policyholder must pay themselves (6)
  13. 18. A UK government savings product that offers a chance to win tax-free prizes instead of earning interest (7, 5)
  14. 21. The general increase in prices and the fall in the purchasing value of money (9)
  15. 23. The regular payment made by a policyholder for an insurance policy (7)