personal finance management

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Across
  1. 4. the ability of a product or service to satisfy the user's desires, to give the user satisfaction, pleasure, etc
  2. 7. Investing is not only a process of exchange, but also a process of changing/... value
  3. 8. goals are those that can be achieved within 6-60 months
  4. 10. a global equivalent, a means of payment for goods and services, as well as a means of accumulation that predates finance
  5. 13. the qualitative characteristics obtained from a good or service
  6. 14. expenditure is the share of national income that households and the government
  7. 16. (or regular) expenses, which are intended for the purchase of goods and services of daily consumption
  8. 17. consumption depends not only on the current income, but also on the ... income in the future
  9. 18. income is derived from the property you own
  10. 19. income is remuneration for salaried and non-salaried work
  11. 22. a monetary relationship that involves the formation and distribution of various monetary funds
  12. 23. the ... the household consumption expenditure and the smaller the share of food expenditure, the higher the standard of living
  13. 24. (or one-time) expenses, that are intended for the purchase of durable goods or other infrequently recurring or one-time needs
  14. 25. the safe accumulation of money to be spent later
Down
  1. 1. a financial term that corresponds to gambling, risk
  2. 2. the amount of money given in exchange for the desired product or service
  3. 3. expenses are often defined as nonessential spending
  4. 5. Spender Spends because are controlled by emotions
  5. 6. goals are those that will require saving for 5 years or more
  6. 9. money spent to buy goods, services, pay taxes, etc
  7. 11. income is income received from sold berries, mushrooms, secondary raw materials
  8. 12. the employment of accumulated funds, or in the vernacular, when "money makes money"
  9. 15. on final consumption goods and services
  10. 16. ETFs can consist of various asset ..., e.g. shares, bonds, foreign currency instruments, raw materials.
  11. 20. money placed in the bank, savings, one of the financial instruments that allows you to save, keep money in the bank and thus earn money
  12. 21. ETFs (short for Exchange-... Funds)