Personal Finance Vocabulary

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Across
  1. 2. take-home pay
  2. 4. a spending plan for managing money during a given period time
  3. 7. Money that is received as a gift or earned
  4. 9. a sum of money paid regularly as a retirement benefit
  5. 12. on-campus jobs that are offered as part of a financial aid package
  6. 13. a type of expense that does not change from month to month
  7. 16. a type of expense that changes amount from month to month
  8. 17. a person who works for another in return for pay
  9. 18. a crime that occurs when someone uses your name, Social Security number, credit card number, or other personal information without your permission
  10. 19. monies given by a college, organization, or institution to help pay a student's tuition. These monies do not need to be repaid.
  11. 20. strong beliefs and ideals that influence our choices
Down
  1. 1. a record of your personal transactions or your credit history
  2. 3. a document that shows an employee's wages and the deductions that are withheld
  3. 5. any money given or loans to students to help them pay for college
  4. 6. monetary gifts that do not need to be repaid that can be applied to tuition, books, housing, and other school expenses
  5. 8. a type of expense that doesn't always occur every month
  6. 10. funds that are borrowed and need to be repaid, usually with interest; these funds typically come from the government, private banks, or institutions
  7. 11. choices that are more important than other choices
  8. 14. a set length of time over which employee time is recorded and paid
  9. 15. the amount an employee earns before any taxes or deductions are taken out