Across
- 4. stock, A type of stock that represents ownership in a company and usually provides voting rights
- 5. fund, An investment that pools money to buy a diversified portfolio
- 7. The possibility of financial loss or uncertainty
- 9. stock, Stock that provides fixed dividends and priority over common stock
- 12. Retirement Fund (IRA), A retirement savings account with tax advantages
- 13. bonds, Bonds issued by state or local governments to fund public projects
- 18. The amount paid out of pocket before insurance coverage begins
- 19. rate, The percentage charged for borrowing money or earned on savings
- 21. A professional who buys and sells securities for clients
- 23. Individuals or institutions that lend money or extend credit
- 24. taxes, Taxes withheld from wages to fund government programs
- 26. Income or property that is not subject to taxation
- 27. The date when a loan or bond must be repaid in full
- 28. A portion of a company’s profits paid to shareholders
Down
- 1. deductions, Amounts taken from income after taxes are calculated
- 2. Failure to repay a loan according to agreed terms
- 3. diversification, The practice of spreading investments to reduce risk
- 6. Union, A member-owned financial institution that offers banking services
- 8. Regular payments made to maintain insurance coverage
- 10. institution, An organization that provides financial services such as banking or investing
- 11. loan, A loan that does not require collateral
- 14. Deposit Insurance Corporation (FDIC), A U.S. government agency that insures bank deposits
- 15. Deposit Account (DDA), A bank account that allows funds to be withdrawn at any time
- 16. A financial instrument representing ownership in a company
- 17. Money set aside for future use
- 20. deductions, Amounts taken from income before taxes are calculated
- 22. An asset pledged to secure a loan that can be taken if the borrower fails to repay
- 25. loan, A loan backed by collateral