Personal Finance Vocabulary Crossword

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Across
  1. 1. state law that sets maximum interest rates that may be charged for consumer loans
  2. 4. involves providing a service for which you will pay later
  3. 8. a business that gathers, stores, and sells credit information to other businesses
  4. 9. interest rate that banks offer to their best business customer
  5. 11. an organization that makes high risk consumer loans
  6. 14. loans in which the interest rate does not change over the life of the loan
  7. 16. the percentage of interest you pay on a loan.
  8. 17. checking several places to be sure you are getting the best prices for equal quality
  9. 20. treating someone differently based on prejudice rather than individual merit
  10. 21. a person or business that loans money to others
  11. 23. the amount borrowed p, or the unpaid portion of the amount borrowed, on which the borrowed pays interest
  12. 24. a person or company hired to collect an overdue balance on an account
  13. 25. loans in which the interest rates goes up or down with inflation
  14. 26. a legal business that makes high interest loans based on the value of personal possessions
  15. 27. predetermined amount that can be borrowed on demand with no collateral
  16. 28. a consumer's credit history issued by a bureau to a business
  17. 29. an accredited person who borrows money from others, and must be prepaid later
  18. 30. a code that protects your account name, number, and other information
Down
  1. 2. remaining credit available to you on current accounts
  2. 3. tells potential creditors the likelihood that you will repay debt as agreed
  3. 5. buying something without thinking about it and making a conscious decision
  4. 6. the total dollar amount of all interest and fees you pay for use of credit
  5. 7. the measure of creditworthiness based on an analysis of your credit and financial history
  6. 10. the cost of credit expressed as a yearly percentage
  7. 12. unlicensed lenders that charge illegally high interest rates
  8. 13. the use of someone's money, borrowed now with an agreement to pay it back later
  9. 15. the financial ability to repay a loan repay a loan with present income
  10. 18. interest computed only on the account borrowed or saved without computing
  11. 19. a person who agrees to pay the loan if the borrower falls to
  12. 22. a complete record of your borrowing and repayment performance