Across
- 2. value of property you possess
- 4. points that tell potential creditors the likelihood of repayment of loan
- 6. amount borrowed
- 9. responsible attitude toward honoring obligations
- 14. providing a service for which you will pay later
- 15. organization that makes high-risk customer loans
- 19. complete record of your borrowing and repayment performance
- 21. person who borrows money
- 23. percentage of interest you will pay on a loan
- 24. pay monthly fee to credit bureau for information
- 25. credit available to you on current accounts
- 27. interest rate that banks offer to their best business customers
- 28. written statement of consumer's credit history
- 29. financial ability to repay a loan with present income
Down
- 1. promises to pay if borrower fails to pay
- 3. part of purchase price paid in cash up front
- 4. measure of creditworthiness based on credit and financial history
- 5. property pledged to assure repayment of a loan
- 7. customer pays bills before due dates
- 8. buying without thinking
- 10. borrowing someone else's money
- 11. treating people differently based on prejudice
- 12. state law that sets maximum interest rate
- 13. collects overdue balance on an amount
- 16. business that stores and sells credit information
- 17. unlicensed lenders
- 18. person that loans money
- 20. potential creditors will grant credit if you are a good risk
- 22. customer pays on due date or within grace period
- 26. period in which borrower will repay loan