Across
- 5. period in which borrower will repay loan
- 6. state law that sets maximum interest rate
- 8. property pledged to assure repayment of a loan
- 13. business that stores and sells credit information
- 15. written statement of consumer's credit history
- 16. pay monthly fee to credit bureau for information
- 20. buying without thinking
- 24. organization that makes high-risk customer loans
- 25. complete record of your borrowing and repayment performance
- 26. value of property you possess
- 27. credit available to you on current accounts
- 28. promises to pay if borrower fails to pay
- 29. percentage of interest you will pay on a loan
Down
- 1. person who borrows money
- 2. interest rate that banks offer to their best business customers
- 3. responsible attitude toward honoring obligations
- 4. part of purchase price paid in cash up front
- 7. unlicensed lenders
- 9. customer pays bills before due dates
- 10. providing a service for which you will pay later
- 11. treating people differently based on prejudice
- 12. collects overdue balance on an amount
- 14. potential creditors will grant credit if you are a good risk
- 17. customer pays on due date or within grace period
- 18. points that tell potential creditors the likelihood of repayment of loan
- 19. amount borrowed
- 21. financial ability to repay a loan with present income
- 22. person that loans money
- 23. measure of creditworthiness based on credit and financial history
- 28. borrowing someone else's money