Across
- 3. financial ability to repay a loan with present income
- 6. percentage of interest you will pay on a loan
- 10. unlicensed lenders
- 12. business that stores and sells credit information
- 15. promises to pay if borrower fails to pay
- 17. customer pays bills before due dates
- 18. measure of creditworthiness based on credit and financial history
- 19. credit available to you on current accounts
- 21. person who borrows money
- 22. collects overdue balance on an amount
- 23. period in which borrower will repay loan
- 25. treating people differently based on prejudice
- 27. pay monthly fee to credit bureau for information
- 28. person that loans money
- 29. interest rate that banks offer to their best business customers
Down
- 1. responsible attitude toward honoring obligations
- 2. customer pays on due date or within grace period
- 4. borrowing someone else's money
- 5. state law that sets maximum interest rate
- 7. property pledged to assure repayment of a loan
- 8. part of purchase price paid in cash up front
- 9. complete record of your borrowing and repayment performance
- 11. providing a service for which you will pay later
- 13. buying without thinking
- 14. potential creditors will grant credit if you are a good risk
- 15. written statement of consumer's credit history
- 16. organization that makes high-risk customer loans
- 20. points that tell potential creditors the likelihood of repayment of loan
- 24. value of property you possess
- 26. amount borrowed