Across
- 6. providing a service for which you will pay later
- 9. credit available to you on current accounts
- 11. value of property you possess
- 15. complete record of your borrowing and repayment performance
- 17. points that tell potential creditors the likelihood of repayment of loan
- 19. organization that makes high-risk customer loans
- 20. person who borrows money
- 24. written statement of consumer's credit history
- 26. person that loans money
- 27. amount borrowed
- 28. property pledged to assure repayment of a loan
- 30. unlicensed lenders
Down
- 1. interest rate that banks offer to their best business customers
- 2. financial ability to repay a loan with present income
- 3. promises to pay if borrower fails to pay
- 4. business that stores and sells credit information
- 5. collects overdue balance on an amount
- 7. borrowing someone else's money
- 8. responsible attitude toward honoring obligations
- 10. part of purchase price paid in cash up front
- 12. treating people differently based on prejudice
- 13. measure of creditworthiness based on credit and financial history
- 14. customer pays on due date or within grace period
- 16. buying without thinking
- 18. potential creditors will grant credit if you are a good risk
- 21. pay monthly fee to credit bureau for information
- 22. state law that sets maximum interest rate
- 23. percentage of interest you will pay on a loan
- 25. period in which borrower will repay loan
- 29. customer pays bills before due dates