personal finance

4. this tells us what we can earn before we are taxed
5. this current account is available for those with a poor credit history
7. this is what is paid monthly
8. the number of this classroom
10. percentage rate APR is the abbreviation for what
11. this is what is usually paid weekly
12. the size of this item makes us spend more at the supermarket
13. the bank will charge you for letters telling you that you are this
14. you can access your savings immediately with this account
16. this bank card is the banks money
17. this is the level where the expensive goods are displayed on the supermarket shelves
20. this is not a benefit but an entitlement
24. this type of loan is a secured loan

1. a new Government scheme which both the employer and the employee pay into towards the employees pension
2. this bank card represents your own money
3. insurance a deduction from pay that goes towards: benefits, NHS and state pension
6. the name of a savings scheme often used within the Black Caribbean community
9. BACS is the abbreviation for this
15. you might have to give 90 days notice to withdraw from this savings account
18. this type of income is dependant on performance
19. a secured loan often taken out to buy a motor vehicle
21. this is what you are charged for borrowing
22. the name of a savings scheme often used within the Asian community
23. this is a tax free savings account