Across
- 4. the difference between what is owned and what is owed.
- 7. an organized system for important documents
- 8. a software program that formats data in columns and rows and can perform calculations.
- 10. a financial obligation that requires future payment.
- 14. an amount of money that can be easily accessed in case of a job layoff, illness, or unexpected expense.
- 15. the time between birth and death
Down
- 1. a set amount that must be paid each budget period.
- 2. a cost that changes both in the amount and time it must be paid.
- 3. the process of studying data with the goal of discovering new information that can help with making decisions.
- 5. an item of value that is owned, such as cash, stocks, bonds, real estate, and personal possessions.
- 6. a written record of an individual’s current financial situation.
- 9. an organization that aids those in need, such as the homeless or victims of natural disasters.
- 11. any form of money received, such as an allowance, a paycheck, gifts, and gains from an investment.
- 12. the cost of goods and services purchased. Generally, expenses will be either fixed or variable
- 13. a plan for the use of money over time based on goals, expenses, and expected income.