PersonalFinanceVocab

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Across
  1. 9. The person who shares the loan responsibility with you.
  2. 10. A bank account. It is helpful for keeping your money safe, spending, and depositing pay checks.
  3. 11. A cooperative that people can join that operates like a not-for-profit bank.
  4. 12. To put money into an account. Cash or check. Check from work.
  5. 13. A number that tells banks how good you are at paying back debt. It's given to you by three different credit bureaus.
  6. 18. An interest rate for a loan that does not change. It’s set. It’s fixed. These loans are more common.
  7. 19. When people refuse to buy a certain brand or shop at a certain store. These people are unhappy about something that the company is doing and wants them to change.
  8. 21. Extra money you have to pay when paying off a loan.
  9. 22. A CPA is a person who has training to help people with financial record keeping and filing taxes.
  10. 25. An interest rate on a loan that can go up or down depending on the going interest rate at the time. The rate varies over time.
  11. 27. When a person sells their investments in a company or organization because they are unhappy with something the company is doing.
  12. 31. A bank account. It is for keeping your money for a long time.
  13. 32. A penalty you have to pay to a bank for withdrawing too much money from your checking account.
  14. 34. Money students borrow to pay for school. It has to be paid back with interest.
  15. 36. A term for the buying and selling of stocks.
  16. 38. An investment where you’re letting a company or government borrow your money. It gets paid back with interest.
  17. 39. Money taken by the government to pay for all the things we share as a country: schools, roads, the military, social security
  18. 41. A retirement investment account that any working adult can open.
  19. 42. Money banks add to your savings account.
  20. 43. A type of investment where you own part of a fund. The fund owns hundreds of different stocks and bonds.
  21. 44. The term for a person’s collection of investments.
Down
  1. 1. A system you use to keep track of how you spend money and the rules you want to follow for spending
  2. 2. A bank account that two people share.
  3. 3. How much money you make from a job BEFORE taxes are taken away by the government.
  4. 4. A retirement investment account offered through your employer.
  5. 5. A law that says the lowest amount of money a job can pay you. The US government says you have to pay at least $7.75. In Minnesota, it is $10.85.
  6. 6. An investment where you own part of a fund which owns a diverse group of stocks and bonds. It follows a list (index) of companies for its investments.
  7. 7. A program run by the government that gives extra money to retired people to make sure they are not poor. Taxes from your paycheck pay for this.
  8. 8. A type of investment where you own a piece of the company.
  9. 14. You have not made payments on a loan. You are now in big trouble.
  10. 15. To take money out of an account. Cash or check.
  11. 16. How much you owe on a loan or a credit card.
  12. 17. Buying something of value hoping that it will increase in value over time.
  13. 20. Having lots of different types of investments.
  14. 23. A form students going to college fill out to see how much financial aid they can get from colleges and/or the government.
  15. 24. The difference in the amount of wealth owned by the rich, the middle, and the poor.
  16. 26. An investment account that has to be spent on education.
  17. 28. How many dollars you have in a bank account.
  18. 29. How much money you keep from your paycheck AFTER things like taxes and health insurance are removed.
  19. 30. Any type of money students get for paying for education. The money can be given or borrowed.
  20. 33. Pausing a federal loan.
  21. 35. You have an investment AND the interest you earn on the investment is ADDED to your amount so the savings keeps growing over time.
  22. 37. A tax on the money you make from an investment. If you make money investing in stocks or property, you have to pay the government taxes.
  23. 40. When workers refuse to work because they think they are being treated unfairly. They want better pay, or better conditions, or both.