PersonalFinanceVocab

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Across
  1. 2. Money students borrow to pay for school. It has to be paid back with interest.
  2. 4. To put money into an account. Cash or check. Check from work.
  3. 5. You have an investment AND the interest you earn on the investment is ADDED to your amount so the savings keeps growing over time.
  4. 9. A system you use to keep track of how you spend money and the rules you want to follow for spending
  5. 10. A type of investment where you own a piece of the company.
  6. 12. Pausing a federal loan.
  7. 14. An investment account that has to be spent on education.
  8. 16. The person who shares the loan responsibility with you.
  9. 18. An investment where you own part of a fund which owns a diverse group of stocks and bonds. It follows a list (index) of companies for its investments.
  10. 19. To take money out of an account. Cash or check.
  11. 21. An investment where you’re letting a company or government borrow your money. It gets paid back with interest.
  12. 23. Extra money you have to pay when paying off a loan.
  13. 24. A retirement investment account that any working adult can open.
  14. 25. A term for the buying and selling of stocks.
  15. 28. A bank account. It is helpful for keeping your money safe, spending, and depositing pay checks.
  16. 29. Having lots of different types of investments.
  17. 30. An interest rate on a loan that can go up or down depending on the going interest rate at the time. The rate varies over time.
  18. 33. An interest rate for a loan that does not change. It’s set. It’s fixed. These loans are more common.
Down
  1. 1. A bank account that two people share.
  2. 3. How much money you make from a job BEFORE taxes are taken away by the government.
  3. 6. A cooperative that people can join that operates like a not-for-profit bank.
  4. 7. A retirement investment account offered through your employer.
  5. 8. A type of investment where you own part of a fund. The fund owns hundreds of different stocks and bonds.
  6. 11. A penalty you have to pay to a bank for withdrawing too much money from your checking account.
  7. 13. A bank account. It is for keeping your money for a long time.
  8. 15. The term for a person’s collection of investments.
  9. 17. Any type of money students get for paying for education. The money can be given or borrowed.
  10. 18. Money banks add to your savings account.
  11. 20. A number that tells banks how good you are at paying back debt. It's given to you by three different credit bureaus.
  12. 22. How many dollars you have in a bank account.
  13. 26. A form students going to college fill out to see how much financial aid they can get from colleges and/or the government.
  14. 27. Buying something of value hoping that it will increase in value over time.
  15. 31. How much you owe on a loan or a credit card.
  16. 32. You have not made payments on a loan. You are now in big trouble.