Across
- 1. loan that doesn't accrue interest while you're in school
- 3. form to apply for federal student aid
- 6. certain amount earned in a year
- 7. negative balance caused by withdrawing more money than you have
- 11. a cost that will change from month to month
- 13. reduction in the value of an asset over time
- 14. initial payment when something is bought on credit
- 15. debt payment method that involves paying off smallest loans first
- 18. total amount repaid minus amount financed
- 20. a plan you write down to decide how you will spend your money each month
- 22. are new or used cars cheaper?
- 23. number used to estimate your credit behavior
- 24. total amount you can borrow
- 25. amount paid hourly
- 26. professional opinion of a home's value
- 27. money that's owed
- 28. the percentage of your total credit used from the total credit available to you
- 30. money given by government or other organization for a certain purpose
Down
- 2. loan that gives you funds all at once that are paid off in monthly amounts
- 4. interest percentage that won't change
- 5. putting money to work in the long term buy buying assets that will grow from compound interest
- 8. type of bank account meant for saving money
- 9. interest on principal plus accumulated interest
- 10. to use or allow someone else to use land, property, etc. for an agreed period of time in exchange for money
- 12. loan used to buy a home
- 15. units of stocks issued by a corporation that represent ownership
- 16. (abbrv.) an organization that makes and enforces rules and guidelines for a subdivision
- 17. a record of money withdrawn and deposited from bank account that's issued monthly
- 19. meeting where last documents are signed and homeownership is transferred
- 21. lowest wage permitted by law
- 23. record of your ability to repay debts and demonstrated responsibility in repaying them
- 29. tax levied by a government directly on income