POB Ch 20

5. protects against loss of income caused by long illness or accident
7. insurance that protects from claims resulting from injuries/deaths for which the insured is at fault
11. covers non-surgical care given in doctor's office, patient's home or hospital
12. package-type insurance designed to insure homes and property
13. covers policyholders & family if they are injured while in their car or another car
14. like term life insurance plus cash value and investment features
15. person named in the policy to receive benefits in the event of the insured's death
18. protects against almost all damage losses except collision or rollover
19. covers most hospital charges
20. combines hospital, surgical, regular and major medical insurance

1. protects the insured if the insured's car damages someone else's property at the insured fault
2. provides financial protection from losses resulting from a death during a definite period or term
3. the sharing of expenses by the policyholder and the insurance company
4. protects against injuries by hit-and-run drivers or drivers without insurance
6. protects car owner against financial loss from a collision or rollover
8. covers claims from injuries to people or damage to property caused by you, your family or even your pets
9. the decrease in value due to age
10. protects against the high costs of serious illness/injury
16. covers all or part of surgeon's fees
17. the amount the insured must pay before the insurance company will pay a claim