POS Pros & Cons

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Across
  1. 3. What does PCP stand for?
  2. 5. Requires Referral for a consult from PCP
Down
  1. 1. POS have ----- premium
  2. 2. What does POS stand for?
  3. 3. POS is a combination of?
  4. 4. Restrictions may apply for -------- in the 50 states