Across
- 4. reduction
- 7. exist at time of application
- 9. medical history
- 12. wages and inflations
- 13. make whole
- 15. cover employee
- 16. income,investments
- 17. not insurable
- 19. transfers
Down
- 1. predictable
- 2. truthful
- 3. lie on application
- 5. business partners
- 6. insurable
- 8. uncertainty
- 10. probability of loss
- 11. less favorable
- 14. carelessness
- 18. cause of loss