Across
- 2. a risk that can lead to loss of personal or business property including money, vehicles, and buildings.
- 5. a risk that presents the chance of loss but no opportunity for gain.
- 11. the person or business for which the insurer assumes the risk.
- 14. coverage of property losses resulting from fire, storms, accidents, theft , and vandalism.
- 15. a company that agrees to take on certain economic risks and to pay for losses if they occur.
- 16. protection against losses from injury to people or property resulting from the products of a business.
- 19. a risk that cannot be reduced by your actions.
- 21. a risk that you can reduce or eliminate by actions you take.
- 25. a form of risk protection that exchanges the uncertainty of a possible large financial loss for a certain smaller payment.
- 27. insurance that pays the amount of the insurance policy upon the death of the insured.
- 30. an agent who represents the insurance company and sells insurance policies to individuals and businesses.
- 31. illegal uses of intellectual property, patents, trademarks, and copyrights.
- 32. health insurance coverage offered to a large number of employees and their family members.
- 34. the possibility of incurring a loss.
Down
- 1. an insurance plan that provides medical and survivor benefits for people injured, disabled, or killed on the job.
- 3. compensation for ongoing business expenses that occur if a business has a temporary shutdown.
- 4. coverage of automobiles, trucks, and other business vehicles.
- 6. may result in inconvenience or discomfort but do not have a financial impact.
- 7. a risk that can result in financial loss, including personal risk, property risk, and liability risk.
- 8. technical knowledge or creative work. It includes soft ware, clothing designs, music, books, and movies.
- 9. a policy stating the conditions to which the insurance company and the policyholder have agreed.
- 10. the person or company buying the policy.
- 12. the chance either to gain or to lose.
- 13. when a large number of people face a given risk and the cost of the possible losses can be predicted.
- 17. protection against the high costs of individual health care.
- 18. the exclusive rights to possess and use property and its profits.
- 20. when a risk is not common or if it is impossible to predict the amount of loss that could be suffered.
- 22. a risk that relates to harm or injury to other people or their property because of your actions.
- 23. the amount a policyholder must pay for insurance coverage.
- 24. a risk that can result in personal losses such as health and personal well-being.
- 26. a distinctive name, symbol, word, picture, or combination of these that a company uses to identify products or services.
- 28. the protection of the creative work of authors, composers, and artists.
- 29. the exclusive right of an inventor to make, sell, and use a product or process.
- 33. a policyholder's request for payment for a loss that the insurance policy covers.