Across
- 8. Sudden increase in electrical power causing damage
- 11. Loss of rental income when a property is uninhabitable
- 12. Penalty applied when insured amount is less than replacement value
- 16. Document showing cover, limits, and conditions
- 20. Automatic increase in the insured amount to allow for inflation
- 22. Loss or damage caused by stealing or attempted stealing
- 23. geyser Damage caused by bursting water heating systems
- 24. Damage caused by lightning or thunderbolt
- 25. Ground movement from seismic activity
- 26. Intentional damage caused by another person
- 27. Damage caused by falling ice
Down
- 1. Damage caused during forced entry or exit
- 2. Reasonable costs to extinguish a fire and limit damage
- 3. Architect, QS, demolition and municipal fees after an insured event
- 4. Downward movement of soil supporting a building
- 5. Cost of removing damaged building remains after a loss
- 6. Protective devices required against power surges
- 7. Insurance between signing sale agreement and property registration
- 9. Sudden violent release of energy
- 10. Damage caused by ignition producing flame or heat glow
- 13. Damage caused by vehicles, animals or falling objects
- 14. The premises listed in the policy summary where cover applies
- 15. Owner‑responsible water, sewer, gas or electricity connections
- 17. Overflow of large volumes of water onto normally dry land
- 18. Sideways movement of soil supporting a building
- 19. surge Strong sea movement causing flood‑type damage
- 21. Damage caused by wind or severe weather