PRS

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Across
  1. 1. A type of insurance that provides broader protection for high-value possessions such as jewelry, art, or collectibles.
  2. 11. Indicates that a property has fire protection services nearby.
  3. 13. An insurance professional who sells policies from multiple insurers, offering clients a variety of coverage options.
  4. 15. Insurance protection for vehicles, covering damage resulting from car accidents.
  5. 17. The full value of all insured property.
  6. 19. Ensuring coverage matches the full replacement cost of a home.
  7. 20. Requests for payment after a loss.
  8. 25. The specific group of customers Chubb aims to insure.
  9. 27. When insurance coverage begins.
  10. 30. An examination of a home's physical condition, structure, and systems.
  11. 31. The level of decision making power an underwriter has
  12. 33. When a property is being remodeled or renovated.
  13. 35. The insured person or entity.
  14. 36. Chubb's premier personal insurance policy for high-value clients.
  15. 38. An insurer selling policies directly to customers.
  16. 39. The amount the insured pays before insurance covers a loss.
  17. 40. Specific causes of loss such as fire, theft, or windstorm.
Down
  1. 2. Industry standard term that explains that a carrier will pay the full cost to rebuild, no matter the amount
  2. 3. How a property is used or lived in
  3. 4. Protections provided by an insurance policy.
  4. 5. Someone other than the insured or insurer, often making a claim.
  5. 6. Chubb term that explains that Chubb will pay above policy limits to rebuild a home after a loss.
  6. 7. Continuing an insurance policy for another term
  7. 8. The price paid for insurance coverage.
  8. 9. Indicates that a property does not have fire protection services nearby.
  9. 10. Covers only the risks listed in the policy.
  10. 12. When a property is being built.
  11. 14. A change or addition to an insurance policy.
  12. 16. The personal belongings inside a home that are covered by a homeowner's or renter's insurance policy.
  13. 18. A risk or cause of loss included in the policy.
  14. 21. A legally binding agreement between two or more parties, such as an insurance policy between an insurer and an insured.
  15. 22. How claims payouts are determined.
  16. 23. Pays to replace damaged property with new items up to the policy limit without depreciation.
  17. 24. What the policy does not cover.
  18. 26. Standardized insurance policy forms
  19. 28. The maximum amount the insurer will pay for a loss.
  20. 29. A newly issued insurance policy.
  21. 32. Insurance coverage that protects against claims of injury or damage to other people or property.
  22. 34. Covers all losses except those specifically excluded.
  23. 37. The potential for a loss that an insurance company agrees to cover under a policy.