Across
- 3. Covers only the risks listed in the policy.
- 4. The specific group of customers Chubb aims to insure.
- 6. Requests for payment after a loss.
- 10. Standardized insurance policy forms.
- 11. The maximum amount the insurer will pay for a loss.
- 13. Indicates that a property has fire protection services nearby.
- 15. Covers all losses except those specifically excluded.
- 17. When a property is being built.
- 19. A risk or cause of loss included in the policy.
- 25. A change or addition to an insurance policy.
- 26. Continuing an insurance policy for another term.
- 27. An insurance professional who sells policies from multiple insurers, offering clients a variety of coverage options.
- 29. Insurance protection for vehicles, covering damage resulting from car accidents.
- 31. The level of decision-making power an underwriter has.
- 34. The potential for a loss that an insurance company agrees to cover under a policy.
- 36. Industry standard term that explains that a carrier will pay the full cost to rebuild, no matter the amount.
- 37. An evaluation to determine the replacement cost of a home.
- 38. How a property is used or lived in.
Down
- 1. The insured person or entity.
- 2. Pays to replace damaged property with new items up to the policy limit without depreciation.
- 5. The full value of all insured property.
- 7. When insurance coverage begins.
- 8. An insurer selling policies directly to customers.
- 9. What the policy does not cover.
- 10. Ensuring coverage matches the full replacement cost of a home.
- 12. A legally binding agreement between two or more parties, such as an insurance policy between an insurer and an insured.
- 14. Chubb term that explains that Chubb will pay above policy limits to rebuild a home after a loss.
- 16. Protections provided by an insurance policy.
- 18. Chubb’s premier personal insurance policy for high-value clients.
- 19. The personal belongings inside a home that are covered by a homeowner’s or renter’s insurance policy.
- 20. How claims payouts are determined.
- 21. A type of insurance that provides broader protection for high-value possessions such as jewelry, art, or collectibles.
- 22. Someone other than the insured or insurer, often making a claim.
- 23. Specific causes of loss such as fire, theft, or windstorm.
- 24. The price paid for insurance coverage.
- 28. The amount the insured pays before insurance covers a loss.
- 30. When a property is being remodeled or renovated.
- 32. Indicates that a property does not have fire protection services nearby.
- 33. A newly issued insurance policy.
- 35. Insurance coverage that protects against claims of injury or damage to other people or property.