Across
- 6. - Must have items
- 7. - Often a retiree's biggest cost
- 9. - Spending plan
- 11. - Backup for unexpected costs
- 12. - Income minus expenses
- 14. - Cost of getting around
Down
- 1. - Money set aside
- 2. - Income that stays the same
- 3. - Money owed
- 4. - Financial protection
- 5. - Essential budget category
- 8. - Using money
- 10. - Bills for water gas electricity
- 11. - Monthly costs
- 13. - Nice to have items